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If you find it difficult to understand leasehold and freehold, you’re not alone. Research has found that leasehold is the UK’s most confusing property term, with the term generating over 160,000 Google searches in the last year. Freehold was second on the list, accounting for 114,000 searches. Most flats are sold as a leasehold, meaning that you own the property for a fixed period, but not the land it sits on. The lease will have a fixed term, usually between 90 and 999 years

Life cover is designed to provide loved ones with essential financial protection when it is needed most. Life cover is designed to provide loved ones with essential financial protection when it is needed most. But it’s not just a one-off decision - it’s important to review and update your policy regularly, especially after experiencing any key life events that may change your circumstances. Buying a home In a recent survey, 21% of UK life insurance policyholders said that the

How is the housing market faring so far in 2025? House prices update House price growth slowed to 2.1% in June, down 0.8% month-on-month. Performance varies significantly depending on the region, with Northern Ireland seeing the strongest growth of 9.7%. East Anglia was the weakest area, where house prices only increased by 1.1% annually. House prices are increasing at the fastest rate in areas with the most affordable properties. In regions where the average home is below £2

A survey of homeowners has highlighted the savvy behaviours of today’s first-time buyers (FTBs). The report found that over half of FTBs are opting to buy a studio flat or a home with one or two bedrooms. Also, 67% said they purchased a property in an area they were unfamiliar with due to affordability challenges and a lack of suitable properties. But one in four new homeowners are moving on after an average of four and a half years, with 37% of respondents saying this was du

Data has found that most consumers prefer to seek professional advice before purchasing an insurance product. Nearly two-thirds (64%) of respondents said they would feel most comfortable taking out protection after consulting an adviser. When researching products, most people (59%) would use comparison sites, while 45% would visit the individual sites of insurance companies. The younger generations Interestingly, 25 to 34-year-olds were most likely to seek advice from an advi

In July, the Labour government’s permanent Mortgage Guarantee Scheme became available, after the previous iteration supported over 56,000 mortgage completions. The old scheme, which ran from April 2021 to March 2025, was launched by Boris Johnson’s Conservative government. It helped 56,389 people to access mortgages with smaller deposits, with 3,180 completions in Q1 of this year. The scheme was open to first-time buyers (FTBs), movers and remortgagers, but the vast majority

Over 760,000 borrowers will be considering their mortgage options as their fixed-rate deals come to an end this year.

New research has revealed that just 43% of people have enough life insurance, with the so-called ‘squeezed middle’, typically in their...

A new study has found nearly a third of young UK mortgage holders have no protection cover, leaving them financially vulnerable if their...

Rural house prices are still rising faster than those in towns and cities, according to Nationwide. While the pandemic-driven rush for...

The number of UK homeowners with more than £300,000 left to repay on their mortgage has nearly doubled in the past seven years,...

By the time your child turns 18, the damage they cause at home could cost you nearly £15,000, according to Checkatrade. It says parents...

Nearly two-thirds of UK homebuyers faced unexpected costs in the past year, according to recent research. First-time buyers were hit...

Almost half a million homeowners coming off five-year fixed rate mortgage deals taken out in 2020 could see a major spike in their...

House prices crept up again in May, with Nationwide reporting annual growth of 3.5%, slightly above April’s 3.4%. Prices also rose 0.5%...

Home insurance premiums are rising, due to construction costs and claims linked to extreme weather. According to recent data, the...

Life insurance is perhaps one of the most misunderstood areas of personal finance which could be stopping people from getting the cover...

One in ten divorcees have forgotten to remove their former partner as a beneficiary on their life insurance policy according to research...

More than two million UK mortgage holders would be facing financial distress if their income suddenly stopped. That’s the key finding...

According to Moneyfacts, the number of low-deposit mortgages available at 90% and 95% loan-to-value (LTV) has reached its highest level...